How Fractional Co-ownership Works
Eshwara makes premium commercial property co-ownership accessible, transparent, and completely passive. Here is the step-by-step process.
Select Curated Assets
Our real estate experts perform rigorous background checks, title verifications, and financial due diligence on institutional-grade commercial properties before listing them on Eshwara.
Acquire Fractionally
Review exhaustive legal documents, building records, and tenant details. Start acquiring co-ownership titles with a minimum of ₹10,000 via a completely paperless, digital signature, and secure escrow account process.
Receive Monthly Distributions
Eshwara handles day-to-day property management, repairs, and tenant relations. Rental payouts are collected and distributed monthly directly to your wallet or registered bank account.
P2P Title Transfer Marketplace
List your fractional co-ownership titles on our transparent P2P title transfer marketplace, or participate in the asset capital appreciation when the SPV holds periodic valuation audits.
Under the Hood: SPV Structure & Safety
For every commercial property listed on Eshwara, a dedicated Private Limited Special Purpose Vehicle (SPV) is incorporated. This structure ensures complete asset isolation:
- Independent Asset Allocation: Your asset acquisition gives you direct equity/co-ownership title in the specific SPV that holds title deeds to the physical building.
- SEBI & Escrow Custody: All capital flow routes through a SEBI-registered trustee-managed escrow account. Funds are never held on Eshwara's balance sheet.
- De-risked Ownership: The SPV is structured with a professional custody bank, protecting your property rights regardless of external market cycles.